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## Does Anthem Blue Cross Cover Scuba Diving?

Anthem Blue Cross is a health insurance company that offers a variety of plans, including health maintenance organizations (HMOs), preferred provider organizations (PPOs), and point-of-service (POS) plans. Each type of plan has different coverage options, so it’s important to check your specific plan to see if it covers scuba diving.

### HMO Plans

HMO plans typically have a network of providers that you must use for your care. If you see a provider outside of the network, you may have to pay for the full cost of your care. Anthem Blue Cross HMO plans do not cover scuba diving.

### PPO Plans

PPO plans give you more flexibility than HMO plans. You can see any provider you want, but you may have to pay a higher deductible and coinsurance if you see a provider outside of the network. Anthem Blue Cross PPO plans do not cover scuba diving.

### POS Plans

POS plans are a hybrid of HMO and PPO plans. You can see providers both in and out of the network, but you may have to pay a higher deductible and coinsurance if you see a provider outside of the network. Anthem Blue Cross POS plans do not cover scuba diving.

### Other Considerations

Even if your Anthem Blue Cross plan does not cover scuba diving, you may still be able to get coverage through a separate travel insurance policy. Travel insurance policies typically cover a variety of activities, including scuba diving.

### Conclusion

Anthem Blue Cross does not cover scuba diving on any of its health insurance plans. However, you may be able to get coverage through a separate travel insurance policy.

## Additional Information

Here are some additional things to keep in mind about scuba diving and health insurance:

* Scuba diving is a potentially dangerous activity, and it is important to have adequate insurance coverage.
* If you are planning to go scuba diving, be sure to talk to your doctor about any health conditions you have.
* If you have any pre-existing health conditions, you may need to get a medical waiver from your doctor before you can scuba dive.
* Be sure to read your travel insurance policy carefully to make sure that it covers scuba diving.

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