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## Does Medicare Cover Scuba Diving Accidents?

Medicare is a health insurance program that provides coverage for people aged 65 and older, as well as those with certain disabilities. While Medicare does cover some injuries that occur while participating in recreational activities, scuba diving accidents are not typically covered.

### What is Medicare?

Medicare is a federal health insurance program that provides coverage for people aged 65 and older, as well as those with certain disabilities. Medicare is divided into two parts: Part A and Part B.

* **Part A** covers inpatient hospital care, skilled nursing facility care, hospice care, and home health care.
* **Part B** covers outpatient medical care, including doctor visits, laboratory tests, and durable medical equipment.

Medicare also offers a Part D prescription drug plan and a Medigap policy, which can help to cover out-of-pocket costs.

### What Does Medicare Cover?

Medicare covers a wide range of medical services, including:

* Doctor visits
* Hospitalization
* Surgery
* Prescription drugs
* Durable medical equipment
* Home health care
* Hospice care

Medicare does not cover all medical services. Some of the services that are not covered include:

* Cosmetic surgery
* Dental care
* Vision care
* Hearing aids
* Long-term care

### Does Medicare Cover Scuba Diving Accidents?

Scuba diving accidents are not typically covered by Medicare. This is because scuba diving is considered a recreational activity, and Medicare does not cover injuries that occur while participating in recreational activities.

There are some exceptions to this rule. For example, Medicare may cover scuba diving accidents if they occur while the beneficiary is working as a scuba diving instructor.

### How to Get Coverage for Scuba Diving Accidents

If you are planning to go scuba diving, there are a few things you can do to get coverage for any accidents that may occur.

* **Purchase a travel insurance policy.** Travel insurance policies typically cover accidents that occur while traveling, including scuba diving accidents.
* **Join a scuba diving club or organization.** Many scuba diving clubs and organizations offer insurance coverage for their members.
* **Contact your Medicare provider.** Your Medicare provider may be able to offer you a supplemental insurance policy that covers scuba diving accidents.

### Conclusion

Medicare does not typically cover scuba diving accidents. However, there are a few exceptions to this rule, and there are a few things you can do to get coverage for scuba diving accidents.

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